Smaller Remodeling Jobs Deliver Better ROI

January 22nd, 2015

Your home may need some work, but that doesn’t mean you want to lose money on it when you sell. It may surprise you to learn that large remodeling jobs won’t return their full cost in home price gains, while other could return 100 percent or more of their cost.

10 Things That Will Absolutely Kill Your Home Sale

January 22nd, 2015

When you’re selling your home, you need every advantage you can get. And there are few homes that are magically market ready without a little help. If your home needs a touch more than a little help, it’s time to get focused. After all, listing your home when it’s not in the right condition to sell will probably only end in frustration.

Use Mortgage Insurance to Buy a Home Sooner

January 21st, 2015

While all loans by nature are risky, borrowers who put 20 percent down, or who refinance with 20% equity in their homes, are considered to be good risks. They have “skin in the game” that they don’t want to lose and that helps protect the lender, too. One of the services that enables borrowers to buy homes without making large down-payments is mortgage insurance.

Trade HOA Stress for Success

January 21st, 2015

Too often serving on a homeowner association (HOA) board feels like a I-go-stuck-with-it kind of position. But a few simple changes can turn HOA drudgery into an enjoyable and rewarding experience.

6 Patio Cover Ideas To Shade Your Space And Style

January 21st, 2015

Around mid-winter, most of us begin pining for that casual, outdoor lifestyle that comes back with the sunshine and warm temperatures. While that’s not a reality many of us can enjoy quite yet, this is a great time to start planning those patio upgrades that will make lounging in the sunshine as cool and comfortable as we imagine.

Use Technology To Include Friends In Your Home Search

January 20th, 2015

Depending on your desired area of residence, budget and personal preferences, searching for a new place to call home can be tedious. Whether it be an apartment, condo, townhouse or single-residence you’re in the market for, including close family and friends in your search can alleviate some of the stress associated with the process. But, if you live in a different city, you can still include your friends via technology.

Dealing With An Inherited House

January 20th, 2015

My father recently passed and I have inherited his townhouse. He had an existing mortgage. If I sell the home and payoff the mortgage, are there capital gains taxes or other taxes that I may have to pay? It was my father’s wish that the house be mine upon his death, yet I am afraid if I notify the mortgage company, they will pull the loan.

Many ‘Fix-It’ Projects Require A Contractor’s License

January 19th, 2015

It is common for home sellers to need to hire someone to do maintenance or corrective work in order to facilitate a sale. When the work is hired out, as opposed to being done by the homeowner himself, attention should be paid to determine whether or not the person doing the work is required to have a contractor’s license.

5 Smart Value Strategies to Win Sellers Over

January 19th, 2015

Buyers who fixate on purchase price and mortgage size often overlook opportunities to save money on both. PJ Wade shares 5 smart value strategies to win sellers over at a lower purchase price.

Is It Time To Rent Your Home?

January 15th, 2015

As a homeowner, you may be considering moving up to a larger home or a home in a different area. If you’ve built enough equity, it’s a good time to sell because you can cover closing costs when you sell and have enough to put down on another home. But you might want to consider renting your home instead.