The 3 Factors That Have the Biggest Impact on Your Home Insurance

September 22nd, 2016

If you understand the factors that impact your home insurance, you should have no trouble picking up the right coverage at the right price. Ultimately, you’ll be able to insure your home against a wide range of risks for a reasonable cost.

How Landscaping Increases Your Home’s Value

September 22nd, 2016

After spending hundreds to thousands of dollars on landscaping, how do you know if you’ll recoup your investment? Homeowners may wonder if their efforts are worthwhile compared to interior projects. In actuality, landscaping comes back in resale value more than you may think.

What Millennials Are Doing With Their Home Equity Should Terrify Us All

September 21st, 2016

Realtor.com reports that millennials are using their home equity to fund vacations. If you’re wondering why that’s a big deal, maybe you don’t remember the market crash of 2007. You know, that multi-year party during which more than seven million people lost their home, in part because of irresponsible spending and home equity management in the face of worsening economic conditions.

Understanding (And Avoiding) Private Mortgage Insurance

September 21st, 2016

When you buy a house and have to borrow money from a mortgage lender, that lender will want to make sure there is adequate security (called equity) in the house. In the event you cannot make your monthly mortgage payments (i.e. are in default) and the lender has to foreclose on your property, they want to be able to re-sell the house and at least break even on the transaction.

New Windows Changed My House – and My Mind

September 20th, 2016

The new windows really changed the whole look and feel of the old house. When I get a chance to talk remodeling, I now tell people replacing old windows needs to be at the top of their list.

Considering Your HOA’s Reserve Funds

September 20th, 2016

In recent years, the importance of accumulating reserves has become a long overdue reality for many homeowner associations (HOAs). Proper long range planning drives an HOA’s ability to adequately care for the common assets by having both adequate reserve funds and a realistic renovation schedule to follow.

Shop With An Eye For Your Future Home Accessibility Needs

September 19th, 2016

>It can be heartbreaking to have to leave your home because of mobility issues at any age or stage of your life. So when you’re building, choosing a new home or renovating, keep basic accessibility features mind.

Does A Mortgage Broker Have Fiduciary Duty To The Borrower?

September 19th, 2016

If a consumer is seeking to obtain a real estate mortgage loan, does his mortgage broker have a fiduciary duty to look out for his interests? In California, the answer is ‘yes’. Not all states are the same.

Stop Taking Your Own Photos And 6 Other Real Estate No-No’s That Could Sink Your Home Sale

September 18th, 2016

Selling a home has its challenges. Maybe the couple across the street just listed their house, which you know has an amazing, redone kitchen that makes your dated kitchen seem even more sad. Maybe values on your street or in your neighborhood aren’t appreciating the way you want them to. Or maybe you’re getting transferred and you have to sell – and find something new in your future city – in what seems like an impossibly short amount of time.

Budget Bath: Soaker Tubs That’ll Make You Feel Like A Queen Without A Royal Budget

September 18th, 2016

Few things are as luxurious as a big soaking tub in the bathroom, which is why freestanding tubs have become one of the top bathroom trends over the past few years. But the cost of some of today’s freestanding tubs can be so high it takes away the ability to relax – which kind of defeats the purpose of having the tub in the first place. Knowing where to look, can help you find the perfect tub for your space, and your budget.